The primary services CIAPM offers clients include:
- Investment Education — We take the time to ensure that our clients are informed and that they understand the firm’s investment posture and strategy.
- Disciplined Portfolio Management — We take a conservative approach based on sound investment principles designed to help our clients meet their financial goals.
- Cash and Investment Management Services — Our services are in alignment with our clients’ allocation strategies.
- Insurance – As a complement to an investment portfolio, we offer valuable advice on whether or not life insurance and/or an annuity contract would be a good fit for an individual as estate protection or estate creation.
- Retirement Income and Plan Distribution Analysis — We assist you in planning and managing retirement spending from individual accounts, joint accounts, IRAs and other qualified retirement plans.
- Estate Planning — Although clients need a lawyer to draft trusts or wills, we can provide valuable guidance designed to assist in creating a framework for an estate plan before you meet with your attorney to help protect your heirs and legacy from unnecessary turmoil.